I was born in Russia in 1975, and by the age of five I had started playing the violin. I knew from a very young age that I was destined to be a professional musician and for as long as I can remember, the only thing that mattered to me professionally was the level of my musical ability as compared to other classical musicians.
I had begun working on my Master of Music Degree when LIFE decided that the crossroads would be good for my character. I remember laying in a hospital bed in The University of Cincinnati Hospital emergency room. A doctor approached me with a concerned but calm expression on his face and told me that he had ordered the MRI films which were taken that morning, and that the images were consistent with Multiple Sclerosis (MS).
Eventually I had to make peace with having to leave a career in music in the past, but I still had no idea what next. If not music, how do I make a living? What kind of job is good for me?
I researched the world of money extensively, and I came to realize that there are 3 types of income: Earned Income, Passive Income, and Portfolio Income. Well, since earned income was a non-starter, I continued looking at the other types of income. My research revealed that passive income is the domain of real estate. I needed to learn to generate investment income. Is real estate the answer?
Today I am 37 years old. I am blessed to be married to the love of my life. We have two gorgeous children. My health is good. I watch what I eat and exercise.
Over the past seven years I have managed to assemble a $1,500,000 portfolio of real estate, which in Ohio buys 28 very attractive residential units. My portfolio generates over $165,000+ of annual rent revenue with annual cash flow of around $45,000.
I have become an expert at creative finance. Not because I wanted to, but because I had to – I had no money to invest. In fact, every last cent that I needed to acquire this beautiful real estate was financed; at times very creatively. Today, I am on my way to financial freedom, but it has nothing to do with money. This journey is about Self-Worth!